Archive for the ‘Day-to-day musings’ Category

Make Your Future Stable

Tuesday, March 25th, 2008

Credit is a way of life nowadays. Plastic money has been essential

in the personal finances of some. But what if you get into too much

trouble? What if your credit card debt has surmounted into an

amount that is way beyond your means and now difficult to settle?

Do you file for bankruptcy or you get a debt consolidation?

Filing a bankruptcy will forever hurt your financial history and a

simple debt consolidation may not always be the answer.

As I browsed the internet, I have found a new term used to help

get someone into a debt-free life by availing something like a

debt consolidation but even better! It is called debt settlement

and debt negotiation. These terms are used by

SuperiorDebtRelief.com. As I looked into their debt relief program,

I have found out that they have an outstanding way of settling

credit card debts. As decide to start your way into

taking steps to financial freedom, they assist you first

by letting you fill-up an online form or by calling them

in their toll-free number. They will give you a FREE

quote and will help you determine if you are eligible

to avail of their debt negotiation program. When you get

yourself approved, they will gather information on all your

credit card debts and unsecured balances from all

your creditors. From this, they will help you get the

most affordable monthly payments that will be kept in

a special account for you debt settlement. After which, a

negotiator will work on your behalf to help you get your

creditors consider your debt settlement issues.

Once your negotiator agrees on the offer your creditors

have given. They will send your debt settlement fund to

your creditor thus making your debts paid in full! Then you will be

placed in SuperiorDebtRelief.com’s program on helping

you secure a more financially stable future!

Isn’t that a wonderful company? They don’t just help you

settle your debts but they help you not to get into the

same problem again.

My Bad

Wednesday, January 23rd, 2008

Last December was the most trying time for us. We were so broke. Of course, nobody knew coz I made it a point to make our Christmas holidays special, with or without money. Most of our Christmas dinners were on potluck so I didn’t have to spend a lot on buying groceries for our food. I just bought some new things, small small things for our house decoration to make an ambiance for Christmas. The giveaways I prepare for each guest that come to our house was not that expensive either. I just wrapped them in a very special wrapper, which was recycled, and voila! I have created a very special Christmas Surprise for my guests.

Well, you might wanna ask me why we were so broke. Actually, throughout the year, we have used our credit cards tactlessly. By the end of the year, we have reached our credit limit and we couldn’t use any of them. Plus, there’s a lot more things we spent that even our money in the bank was used up. So the main reason of our being broke was the misuse of our credit card.

That’s why, for the new year 2008, hubby and I have resolved to be careful in our spending habit. We have learned a lesson. Expensive lesson it may be, but quite a good lesson.

Our Family Car

Monday, January 7th, 2008

Another new year has come. It’s time to reflect the year that has passed… and create resolutions for the new year. Time to do up all what has left behind the past year. It has been a busy new year for us, especially as a family coz our boy is starting his school already. He’s in pre-school 1 and today was his first day. On top of that, it’s my husband’s first day in training school for this year. He’s directing a training school which runs from January until March every year.

This reminds me that our car insurancehas expired and we definitely need to register again for this year. We usually ask our friend to do it for us coz my husband is always too busy to register. We just couldn’t fit it in his schedule. And I don’t drive. Not that I can’t drive. I can. But I’m not used to driving on a right-hand road. We use left-hand driving in the Philippines – American style. Here in Malaysia is British style so they drive on the right side.

So, as I was saying, we usually ask a friend to do it for us. But what if that friend is busy? I checked some auto insuranceonline, whether we can apply online. I found some auto insurance quotesand tried opening it. Will probably apply online if my friend is too busy to do it for us this time. And have to do it fast coz the auto insurance has already expired.

Thinking of Gifts

Monday, December 24th, 2007

photoblanker.jpgI’ve been talking about Christmas shopping and all that for Christmas gifts. But I have a friend who’s going to baptize her child during the holiday season. So now, I have to buy Christmas gift and a baptism gift for him, right? It’s unfair if I only buy one just for Christmas. I saw this personalized baptism gifts online and I started checking it out.

I think it is a good idea to give something that’s memorable like a personalized gift. Using the latest production technology, your favorite picture is specially dyed into a photo blanket, photo bedding, photo pillows and photo dog beds. The end result is a superb high-quality custom photo product. You won’t find a sharper, more vividly colored custom photo product than this one! They are indeed number one for photo blankets and throws!

Check it out guys. I really think it’s cute. They have somethings for dogs, too… like the photo dog bedding. I never knew dogs should have a special bedding to be comfortable until I saw this one. They really specialize in blankets, throws, duvets, and just about anything when it comes to bedding. Just send in the photos and they will customize it according to your style. Great huh?

After going thru their site, I realized you can use their products as Christmas gifts too.

My Debut

Wednesday, December 12th, 2007

Remember the last time I told you I was thinking about making money from my blog and hubby disapproved? Guess what… He finally did, without me asking him twice. He just thought why not give it a try. Also, with a holiday season going on, we need extra cash to enjoy our holidays and merry-making. So I thought why not get paid thru one thing I’m passionate about.

The first thing I did after I got the go signal: search in the internet for some online companies that offer to pay for bloggers who wanna earn thru blogging. I found so many. But one thing that caught my eyes was this: Smorty.

While I discovered that I can sign up with Smorty to write a blog to earn, I also discovered that you can advertise product here! Smorty is a service connecting advertisers with bloggers. Advertisers can pay bloggers to write opinion posts with links back to the advertisers site. So advertisers can get customers thru bloggers and bloggers are getting paid. This is two-way round!

I am very excited as this is my first ever entry to make money. I signed up with Smorty and I found it was very easy to do so… very convenient. The opportunities to write are fast selling! I’m sure there are many bloggers who are using Smorty that are writing for advertisers.

If you’re an advertiser… sign up quickly! Advertise on blogs. Use Smorty. A lot of bloggers are just waiting for the opportunities to write!